Roof damage comes in various forms. Wind, hail, water, and storm damage wreak havoc on citizens’ homes and lives yearly. In 2021 approximately 40% of homeowners suffered insurance losses due to wind and hail.
Perhaps you haven’t suffered from a damaged roof yet, but will you know what to do if it happens? Storm damage roof repair can be challenging to work through.
However, knowing the steps needed once you suffer roof damage is valuable information. Below are the steps to take when getting roof repairs for storm damages.
Find and Locate Storm Damage
You should find and take note of your roof’s storm damage after every storm. For example, a heavy wind storm may peel away flashing and shingles.
Hail storms bring their own set of roofing problems. Hail can dent shingles, gutters, and roofing underlayment – the protective layer between your shingles and roof decking.
Something as seemingly harmless as heavy rain and small branches can harm your home. Check for standing water and watch out for water stains and leaks.
Take photos (of the damage and hail or branches) so you can show them to your insurance adjuster if necessary. Listing missing shingles may also help your case.
Call Your Insurance Company
Call your insurance company as soon as possible. There are two reasons for expediency. The first is that extensive damage may require a walk-through by an adjuster so your insurer understands how much harm the storm did.
The second reason to quickly call your insurance company is that your neighbors may also have a damaged roof. It can take a while (a few days, typically) for an adjuster to show up.
In the meantime, place a tarp atop your roof if there are missing shingles. You don’t want to worsen any damage via water. You can also use the opportunity to check for leaks in the attic or your ceiling.
Your adjuster will likely cut a check once the walk-through is completed and all damage is documented. You should expect only part of the claim amount as other factors – like depreciation – may decrease the amount.
Find a Reliable Roofing Company
There are two things to keep in mind when choosing a roofing company -your roofer needs insurance and licensing. The insurance is to cover workers and property in case of accidents.
Licensing indicates a contractor’s experience and expertise. You should know that many insurers have contractors to resolve roofing problems. Don’t be surprised if you’re not allowed to choose your roofer.
A roofing company will perform its own inspection and check your attic for signs of mold, water spots, and other damages.
This secondary inspection may find issues the insurance adjuster didn’t spot. After the contractor views your roof and provides an estimate, they can plan the repair work.
Getting the Roof Repaired
The final step is getting roof repairs; this may include replacing shingles or flashing, replacing gutters, and strengthening the roof deck (the undermost layer of your roof).
A good contractor will use quality materials and recommend preventative maintenance like a ventilation system or waterproof protective coating.
Don’t be afraid to ask questions about the process or materials. Understanding what went into your roof may help resolve future damages.
Do You Need Storm Damage Roof Repair?
Roof damage can be a terrifying experience. That’s why you must seek a competent roofing team immediately. 180 Contractors offers quality storm damage roof repair across Michigan.
We handle residential roof repairs, roofing replacements, and other home improvement services. You can also receive an instant online quote for the work our experienced team provides.
Contact us for a free estimate. Click the red tab on the right side of the page and get your free quote today!